Home Mortgage Loan (Residential)

Purpose
Purchasing a Home
Refinancing an existing mortgage
Thinking about an Investment Property or a Second Home
We are here to provide you a wide range of loan products with competitive rates.

Residential Type
Single Family House, Multifamily House (up to 4 units), Town House, Condominiums, Co-op, etc.

Covered States
New Jersey, New York, Connecticut, Georgia, Texas and California

Program Overview
Adjustable Rate Mortgages
Interest rate remains the same for a specified number of years, then will adjust every year thereafter. Often lower than a fixed rate mortgage. Total monthly principal and interest may change based on interest rate changes. No prepayment penalty.

Fixed Rate Mortgage
Interest rate remains the same for life of loan. Often higher than an adjustable rate mortgage. Total monthly principal and interest typically remain the same for life of loan. No prepayment penalty.

Mortgage Loan Originator / NMLS Identifier List
If you have a plan to buy your home or refinance your existing mortgage, our home mortgage loan originator will help you to find the best home financing options.

Please click the below button to see the Bank's Mortgage Loan Originator(MLO) List.

Mortgage Loan Originator List