Home Mortgage Loan


Home Mortgage Loan (Residential Mortgage)

Purpose Purchasing a Home? Refinancing an existing mortgage? Thinking about an Investment Property or a Second Home? Looking for home equity financing? We are here to provide you a wide range of loan products with competitive rates!! Residential Type Single House, Town House, Condominiums, Co-op (up to 4 units), etc. Covered States New Jersey, New York, Connecticut, Georgia, Texas and California Program Overview Adjustable Rate Mortgages 1 Year ARM / 30 Year Term 5 Year ARM / 30 Year Term 7 Year ARM / 30 Year Term *What is an Adjustable Rate Mortgage (ARM)? The interest rate on ARM loans is fixed for a specified number of years and adjusted every year thereafter. Fixed Rate Mortgage Fixed rate mortgages have a set interest rate, so the principal and interest payment stays the same for the life of the loan. No prepayment penalty. 15 Year Fixed / 15 Year Term Fast loan repayment with higher monthly payments. 30 Year Fixed / 30 Year Term Lower monthly payments by spreading them out over a long period of time. ** Terms, rates and conditions are subject to change without any notice.

Main Factors to find out if the loan is do-able

After reviewing essential documents and main factors, the loan officer will decide whether the loan is do-able or not. Once it is decided that the loan is do-able, additional documents and forms are then requested from the applicant. Loan Type (purchase / refinance / primary / investment, etc.) Property Location Loan amount Income source / Level Credit Score (FICO) Debts Down payment amount & source Applicant(s) immigration status ** We also provide Home Equity Loans as well as Home Equity Lines of Credit.

Mortgage Loan Originator / NMLS Identifier List

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) is designed to enhance consumer protection and reduce fraud by setting minimum standards for mortgage loan originator licensing and registration. Registration in the Nationwide Mortgage Licensing System (NMLS) is required for applicable employees of Shinhan Bank America. Shinhan Bank America employees who are registered as mortgage loan originators are listed below. For more information about mortgage loan originators ho are either registered or licensed, please visit www.mortgage.nationwidelicensingsystem.org/Pages/default.aspx

Shinhan Bank America
Mortgage Loan Originators Company Originator ID #514674

Region

Branch Office

Name

Title

Contact Number

NMLS

Email

 
 

NY

Consumer Lending

Wui, Tammy

FVP

646-843-7357

1605596

tammywui@shbamerica.com

 

Jeong, Stella Haemee

AVP

646-843-7346

1408494

haemyang@shbamerica.com

 

Bae, Sarah

AVP

646-843-7313

1674860

sarahybae@shbamerica.com

 

Li, XuanYing

Officer

646-843-7315

1722384

xuanyli@shbamerica.com

 

Lee, Amy Yeaseul

Associate

646-843-7361

1772019

yeaslee@shbamerica.com

 

Song, Miriam Miryung

Associate

646-677-5306

1529003

miriamsong@shbamerica.com

 

Manhattan

Cho, Yuno

BM

646-843-7333

1534671

yeunhcho@shbamerica.com

 

Jin, Yan

Officer

646-843-7333

1786925

yanjin@shbamerica.com

 

Little Neck

An, Youngsun

BM

718-281-7888

1710676

youngsan@shbamerica.com

 

Yang, Ji Young

Associate

718-281-7888

1889641

jiyyang@shbamerica.com

 

Bayside

Lee, Cheu

BM

718-799-1010

1419505

cheulee@shbamerica.com

 

Flushing

Choe, James Yunsok

BM

718-799-7011

1889664

jamesychoe@shbamerica.com

 

Yoon, Ji Yun

DBM

718-799-7001

1786618

jiybae@shbamerica.com

 

Northern-150

Kim, Yoojin

AVP

718-799-7075

1716489

yoojhwang@shbamerca.com

 

NJ

Fort Lee

Lee, Joanne

DBM

201-363-9008

1793554

jungrlee@shbamerica.com

 

Palisades Park

Jin, Jihyun

Officer

201-313-1009

1683570

jihyunjin@shbamerica.com

 

GA

GA Loan Center

Chung, Koo Min

SVP

678-277-8415

1476327

koominchung@shbamerica.com

 

Jeong, Jaewoo

CM

678-277-8412

529614

jaewjeong@shbamerica.com

 

Lee, Sunghee

Associate

678-512-8216

1938382

sunghlee@shbamerica.com

 

Duluth

Lee, Jung Hee

BM

678-512-8200

1959523

junghlee@shbamerica.com

 

NAB

Kim, KwangNyum

BM

678-277-8413

1946125

karenkim@shbamerica.com

 

TX

TX Loan Center

Hong, John

AVP

972-656-4778

1938768

johnhong@shbamerica.com

 

Ehm, Bumshick

Associate

972-656-4777

1943296

bumsehm@shbamerica.com

 

Dallas

Kim, Seung Eun

BM

972-406-3545

1417593

seungekim@shbamerica.com

 

CA

Consumer Lending

Na, Ko Eun

AVP

714-443-6408

950154

koeunlee@shbamerica.com

 

TaeKyung Kee

Associate

714-443-6413

2005763

taekkee@shbamerica.com

 

Buena Park

Kim, Yangrae

BM

714-443-6401

1703313

yangrkim@shbamerica.com

 

Irvine

Yeo, Joon Ho

BM

213-251-3030

1477322

joonhyeo@shbamerica.com

 

Olympic

Hong, Chang Hwa

BM

213-251-3002

1706740

changhhong@shbamerica.com

 

San Diego

Lee, Sang Yub

BM

858-427-6831

1494788

sangylee@shbamerica.com

 

Torrance

Yoon, Hwa Jung

BM

310-602-7701

1780225

hwajyoon@shbamerica.com