Personal Checking

More Benefits with Personal Checking!

Personal Checking is perfect for those who want standard features of a Free Checking account with lower overdraft, NSF and wire transfer fees than Free Checking account. At a low monthly maintenance charge of $10, this product allows you to make unlimited deposits and withdrawals, including check issues. This fee can be waived if you meet one of the following two requirements. First, maintain an average daily balance of $1,500 or a daily minimum balance of $750. Second, have recurring direct deposits totaling $500 or more to your account. Same as our Free Checking account, this product also qualifies for a Visa Debit Card which comes standard with Zero Liability and Real-time fraud monitoring system to protect you from unauthorized transactions.

Our Personal Checking account benefit includes:

• Monthly maintenance fee of $10 can be waived if you meet any one of the following requirements during a statement cycle:
  • Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR
  • Have recurring direct deposits (i.e. Payroll) totaling $500 or more to your account.

The transaction charge of $0.25 per debit can be avoided if you meet any one of the following requirements during a statement cycle:

• Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR
• Have recurring direct deposits (i.e. Payroll) totaling $500 or more to your account.
• Free online bill payment
• Free Telephone and Online Banking that you can access 24/7
• VISA Debit Card with built-in security
• Paperless statements
• Unlimited check issue with no additional charge
• Lower transaction fees
• Security card for safe online banking transactions
• Account alerts
• Some fees are lower than our Free Checking product (See Schedule of Fees for more details)

All you need to enjoy these benefits is a minimum opening deposit of $200. Please visit one of our branches to open one and start enjoying it today.