Personal Checking

More Benefits with Personal Checking!

The Personal Checking account is a viable option for individuals who seek a balance between standard Free Checking features and reduced fees on certain transactions. Just like our Free Checking account, this product also qualifies for a Visa Debit Card which comes standard with Zero Liability and Real-time fraud monitoring system to protect you from unauthorized transactions. At a low monthly maintenance charge of $10, this product allows you to make unlimited deposits and withdrawals, including check issues. Monthly maintenance fee of $10 and the transaction charge of $0.25 per debit can be avoided if you meet any one of the following requirements during a statement cycle:

• Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR
• Have recurring direct deposits (i.e., Payroll) totaling $500 or more to your account.

Our Personal Checking account benefit includes:

• Free online bill payment
• Free Telephone and Online Banking that you can access 24/7
• VISA Debit Card with built-in security
• Paperless statements
• Lower transaction fees
• Safe online banking transactions
• Account alerts Service
• Some fees are lower than our Free Checking product (See Schedule of Fees for more details)

All you need to enjoy these benefits is a minimum opening deposit of $200. Please visit one of our branches to open one and start enjoying it today.