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Personal Credit Card

Personal Credit Card

Want to establish or rebuild your credit score? Apply Now!!
We can help you to choose right cards for you!!
We currently offer two classes of credit cards for Visa Card; Standard & Gold.
Take the Visa credit card which is accepted anywhere in the world and just enjoy!!
We encourage all applicants to establish a deposit relationship with us. (not required to obtain the credit cards)

You can…

– Obtain cash at any financial institution, over the counter, and via Automated Teller Machines (ATM).
– Purchase of merchandises where Visa is accepted by the merchants.
– Payment of lodging, meals & entertainment expenses and online purchases
– Any other places where the credits cards are accepted.

Limit…

Unsecured $500 – $4,999
Secured $500 – $4,999
Unsecured $5,000 – $10,000
Secured $5,000 – $10,000

The actual extension of credit limit to an applicant depends on annual income,
credit history and pledged collateral (if applicable).

Terms & Conditions… (Secured & Unsecured)

Annual Fee $20.00 per year
APR Secured & Unsecured: 16.90%
Cash Advance Transaction Fee Secured & Unsecured:
2.0% min $5.00
Minimum Finance Charge $0.50
Late Payment Fee $10.00
Grace Period 25 days
Annual Fee $45.00 per year
APR Secured & Unsecured: 14.90%
Cash Advance Transaction Fee Secured & Unsecured:
2.0% min $5.00
Minimum Finance Charge $0.50
Late Payment Fee $10.00
Grace Period 25 days

** Terms, rates and conditions are subject to change without any notice