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Personal Checking

More Benefits with Personal Checking!

Personal Checking is perfect for those who want standard features of a Free Checking account with lower overdraft and NSF fees than Free Checking account. At a low monthly maintenance charge of $6, this product allows you to make unlimited deposits and withdrawals, including check issues. This fee can be waived if you maintain the average monthly balance of $1,000 or the daily minimum balance of $500. Same as our Free Checking account, this product also qualifies for a Visa Debit Card which comes standard with Zero Liability and Real-time fraud monitoring system to protect you from unauthorized transactions.

Our Personal Checking account benefit includes:

  • $0 Monthly maintenance fee (with $500 daily minimum balance OR $1,000 average monthly balance)
  • No withdrawal limit (with $500 daily minimum balance OR $1,000 average monthly balance) 
  • Free online bill payment
  • Free Telephone and Online Banking that you can access 24/7
  • VISA Debit Card with built-in security
  • Paperless statements
  • Unlimited check issue with no additional charge
  • Lower transaction fees
  • Security card for safe online banking transactions
  • Account alerts
  • Lower Chargeback fee (applied to California area only)

All you need to enjoy these benefits is a minimum opening deposit of $200. Please visit one of our branches to open one and start enjoying it today.

Compare our checking products

Minimum Opening Deposit $200
Monthly Account Maintenance Fee $6This fee can be waived with $500 minimum daily balance or average monthly balance of $1,000
Transaction Charge $0.25 per debit transactionThis fee can be waived with $500 minimum daily balance or average monthly balance of $1,000
Interest-Bearing NO
Unlimited Check Writing YES
Non-Sufficient Funds Fee or Return Item Fee $15 / $25
Deposited Item Returned Fee (Chargeback Fee) $9
($5 only for California)
Minimum Opening Deposit $100
Monthly Account Maintenance Fee $0
Transaction Charge $0
Interest-Bearing NO
Unlimited Check Writing NO
Non-Sufficient Funds Fee or Return Item Fee $25 / $35
Deposited Item Returned Fee (Chargeback Fee) $9
Minimum Opening Deposit $2000
Monthly Account Maintenance Fee $12This fee can be waived with $2,000 average monthly balance
Transaction Charge $0
Interest-Bearing YES
Unlimited Check Writing YES
Non-Sufficient Funds Fee or Return Item Fee $15 / $25
Deposited Item Returned Fee (Chargeback Fee) $9

Other transaction fees or charges may apply. For more information, please click our Product