1

Free Checking

YES, IT IS FREE

Free Checking account allows you to make unlimited deposits and withdrawals without a monthly service fee. It also allows you to pay your bills online without any additional cost. This account qualifies for a VISA debit card which comes standard with Zero Liability and EnFACT real-time fraud monitoring service to protect you from unauthorized transactions. With this debit card, you gain access to the largest surcharge-free Allpoint ATM network of more than   55,000 ATMs worldwide.

Our Free Checking account benefit includes:

  • No monthly maintenance fee
  • Unlimited transactions
  • Free online bill payment
  • Free Telephone and Online Banking that you can access 24/7
  • VISA Debit Card with built-in security
  • Paperless statements
  • Security card for safe online banking transactions
  • Account alerts

All you need to enjoy these benefits is a minimum opening deposit of $100. Please visit one of our branches to open one and start enjoying it today.

Compare our checking products

Minimum Opening Deposit $100
Monthly Account Maintenance fee $0
Transaction charge $0
Interest-Bearing NO
Unlimited Check Writing YES
Non-Sufficient Funds Fee or Return Item Fee $25 / $35
Deposited Item Returned Fee (Chargeback Fee) $10
Minimum Opening Deposit $200
Monthly Account Maintenance Fee $10
This fee be waived if you meet any one of the following requirements during a statement cycle:
•Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR Have at least one (1) recurring direct deposit (i.e. Payroll) of $500 or more to your account.
Transaction Charge $0.25 per debit transaction
This fee be waived if you meet any one of the following requirements during a statement cycle:
•Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR Have at least one (1) recurring direct deposit (i.e. Payroll) of $500 or more to your account.
Interest-Bearing NO
Unlimited Check Writing YES
Non-Sufficient Funds Fee or Return Item Fee $15 / $25
Deposited Item Returned Fee (Chargeback Fee) $10
Minimum Opening Deposit $2000
Monthly Account Maintenance fee $12
This fee can be waived with $2,000 average monthly balance
Transaction charge $0
Interest-Bearing YES
Unlimited Check Writing YES
Non-Sufficient Funds Fee or Return Item Fee $15 / $25
Deposited Item Returned Fee (Chargeback Fee) $10

Other transaction fees or charges may apply. For more information, please click our