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Basic Consumer Checking

Making a limited number of transactions per month and living in New York?

Our Basic Consumer Checking is the right choice.

Basic Consumer Checking offers the lowest minimum opening deposit requirement among our checking products and it allows you to make eight (8) debit transactions during a monthly statement cycle at a low account maintenance fee of $3.00 per month. If you make more than eight (8) debit transactions, then there is a $0.50 fee charged per each exceeding transaction. Standard features of this product include bill payment, telephone banking, online banking service, and many more. It also provides you a VISA debit card. If you believe this product is right for you, please visit our branch and start taking advantages of this product.

This product is only available to those individuals residing in the State of New York.

Our Basic Consumer Checking account benefit includes:

  • No minimum balance needed
  • Free online bill payment
  • Free Telephone and Online Banking that you can access 24/7
  • VISA Debit Card with built-in security
  • Paperless statements
  • No withdrawal amount limit & 8 debit transactions during a statement cycle ($0.50 per exceeding transactions)
  • Security card for safe online banking transactions
  • Account alerts

All you need to enjoy these benefits is a minimum opening deposit of $25. Please visit one of our branches to open one and start enjoying it today.

Other transaction fees or charges may apply. For more information, please click our