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INT'L Banking Korea Desk FAQs

1. What kinds of services are included in Korea Desk's Global Banking Service?
2. What do I need to open a Shinhan Bank America (SHBA) checking account in Korea?
3. Can I get Deposit Secured Loan with the collateral, which is provided by 3rd party?
4. What kind of Real Estates are eligible for Real Estate Collateral Trust Loan?
5. What are eligible conditions for above two loans, and is it possible to get loan without SSN?
6. Who should I contact?


1. What kinds of services are included in Korea Desk's Global Banking Service?

- SHBA Loans with collateral in Korea, such as deposit account at SHB and real estates in Korea.
- Account open service from Korea
- Extending or closing of SHB loan or deposit account at SHBA
- Internet banking, phone banking, and other miscellaneous services

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2. What do I need to open a Shinhan Bank America (SHBA) checking account in Korea?

If you have clear purpose to open a checking account in America, you can just bring your passport and visit nearest Shinhan Bank Branch

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3. Can I get Deposit Secured Loan with the collateral, which is provided by 3rd party?

Yes, if it is a Parent's Bank's deposit accounts, and the 3rd party agrees to provide it as collateral.

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4. What kind of Real Estates are eligible for Real Estate Collateral Trust Loan?

Apartment, Single Family Home, or Commercial Building

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5. What are eligible conditions for above two loans, and is it possible to get loan without SSN?

- Both of loans do not require SSN.

Deposit Secured Loan: Borrower can be individual or corporation, and collateral account can be Korean \ (within 80% of deposit amount) or US $ (within 95% of deposit amount) account with Shinhan Bank in Korea. Loan purpose has to be cleared, such as purchasing of real estate or business.

Real Estate Collateral Trust Loan: This is available to U.S. residents only (Citizens, permanent residents, or E2 Visa holders), and collateral is Certificate of Real Estate Collateral, which will be collateralized by Shinhan Bank in Korea. Loan amount is up to 60~70% of appraisal value.

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6. Who should I contact?

* Korea Desk Main Office

Name
Telephone number
Jeong Ju Lee
213-251-3078
Jung Woo Lee
213-251-3015

* California Region

Branch Branch Manager
Telephone number
Olympic Kyoungsoo Kim
213-251-3003
Buena Park Karen Lee
714-443-6401
L.A. Downtown Yangrae Kim
213-251-3081
Irvine Kyoung Soo Yim
949-660-0505

* Texas Region

Branch Branch Manager
Telephone number
Dallas Jiwoong Hong
972-406-3540

* New York / New Jersey Region

Branch Branch Manager
Telephone number
Manhattan Yeunho Cho
646-843-7371
Flushing Myoung Suk Moh
718-799-7010
Northern-150 Wooshin Park
718-799-7070
Bayside Tammy Wui
718-799-7825
Little Neck Tammy Wui
718-281-7887
Fort Lee Mun Ho Cho
201-363-5101
Palisades Park James Woo
201-313-9686

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